Take-Home Paycheck Calculator

A salary number is a gross number. What hits your account is what's left after federal income tax, Social Security, Medicare, state tax, and pre-tax deductions like a 401(k). Use this to translate an offer into the figure that actually matters.

Take-Home Paycheck Calculator

Live estimate · updates as you type

Annual gross salary$

Filing status

Show pay

State

Annual pre-tax deductions (401k, HSA…)$

Estimate only, based on 2025 federal figures and simplified state rates. Not tax advice.

How this paycheck take-home calculator works

Enter your figures above and the readout updates instantly. We apply 2025 federal rules — income-tax brackets or the 22% supplemental rate where relevant, Social Security and Medicare (FICA), and a simplified estimate of your state income tax — then show what's left.

Every result is an estimate meant to give you a fast, realistic ballpark. Your actual figure depends on your full return, credits, and current law.

Want the full story?

These related guides explain the numbers behind the calculator in plain English:

Take-Home Paycheck Calculator